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Credit Cards, Debt and Credit Repair

Don't just sit there, repair your bad credit. You can either do it all by yourself, hire someone to do it for you, or find a service that will work with you in removing old entries and incorrect listings. It isn't that hard, but it does take some time and effort.

If Discover, Chase or Capital One have turned you down for a new credit card, don't keep applying to these hard-to-get cards. You can locate easy-to-get offers online, get your new card, pay it off month-after-month and gradually build your credit.

If you have run up a huge credit card debt, you should look into consolidating high interest card debt with a consolidation loan or possibly using a service that will negotiate with your credit card companies to lower your interest rate and balances. Consolidating your credit card debt is a serious move, so do your homework.

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